I've heard also whenever these spammers call, not to say, "yes."
If they say, "Is this so-and-so (your name)?" Don't say yes to that or even the simplest of any other meaningless questions.
Supposedly they can record you saying yes and use that for ID theft. Sign you up for shit and a creditor says they have your voice saying yes to their offer. Not sure if that's true but I got it from a reliable source.
If I answer a call from a number I don't know but looks like it might be a familiar number and they say, "Is this ceo?" I always ask, "Who's calling?"
If they say something that sounds reasonably legit like, "This is Jim Johnson with chase business banking, how are you today?"
I think it might be legit but still not sure so I'll ask what the call is regarding, and let them talk a bit more to decide if I will continue the conversation, or if they indeed are legit. Always have my guard up.
I'm still waiting on that $2.5 million from bank of America 10 years ago. He said I just needed to pay a small federal tax to his third party company first. Some small amount, maybe like $2500, I forget. I told him I would pay the IRS at the end of the year like I always do, but to go ahead and send the funds. Besides, I'm sure the IRS would need more tax than 0.1% on that much money, and California would surely want theirs too. That call ended with me laughing at him and him threatening me.
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