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Is Anybody Currently Not Carrying Health Insurance?

lifter6973

lifter6973

Member
Jul 3, 2021
87
36
*sigh*

One would almost think Jazmin is an alt account made solely to post this lead-in... No.., it couldn't be...
What up beef, is this your main landing spot? I've got a few I'm going to test out more.
 
S

searay

VIP Member
Dec 20, 2017
687
581
Bro, max out of pocket was last I checked about $8,500 per person for all insurance. Is it $15K for the whole fam? that is about $18K per family.

I got a supplemental insurance to go with my high deductible policy through work. $6,500. It pays out on accidents, illness and wellness at 90% and is not too expensive. It was offered through my work but maybe you could find one?

Honestly I do not use my insurance. Never have met deductible even with the minor surgeries I had My son broke his back in 5 places had major surgery. $250K We paid max out of pocket and got $2500 back from secondary policy. Check into it.
The plans you speak can be purchased through AFLAC. There is another carrier called Combined that sell these type of plans also. Combined has a much more stream lined portfolio making it much easier to understand and select a plan that's right for you. AFLAC can be overwhelming with the extensive list of options making it difficult for even a sales rep. to understand. Both AFLAC and Combined have sales reps. that will come to you, work or home, to get you set up. Many companies have AFLAC available for payroll deduction which is nice. There are also limited plans through many insurance co. If you are interested in these types of insurance I would check with your employer to see if they work with an AFLAC rep., if not, look up Combined, I'm sure they have reps. in your area.
 
jipped genes

jipped genes

VIP Member
Oct 22, 2022
336
448
The plans you speak can be purchased through AFLAC. There is another carrier called Combined that sell these type of plans also. Combined has a much more stream lined portfolio making it much easier to understand and select a plan that's right for you. AFLAC can be overwhelming with the extensive list of options making it difficult for even a sales rep. to understand. Both AFLAC and Combined have sales reps. that will come to you, work or home, to get you set up. Many companies have AFLAC available for payroll deduction which is nice. There are also limited plans through many insurance co. If you are interested in these types of insurance I would check with your employer to see if they work with an AFLAC rep., if not, look up Combined, I'm sure they have reps. in your area.
Thanks, it is not AFLAC, it is through Cigna and is called gap insurance. My wife is a former medical insurance rep for a Dr. office. She gets all of this stuff. I just let her handle it.
 
genetic freak

genetic freak

VIP Member
Dec 28, 2015
1,255
1,392
Makes me so glad I went in and stayed in the Marines. TRICARE for Life is like $625 a year and there are no deductibles on base. If my family is seen out in town we pay a $30 deductible/copay. I don't pay anything, because I also have 100% VA coverage.
 
beefnewton

beefnewton

VIP Member
Nov 11, 2022
250
336
Haven't had health insurance since 2013 or so. Everything I do is out of pocket. Have surgery this week to remove some giant cell tumors out of my fingertip (really dumb place for tumors imo). Super easy outpatient procedure with local anesthesia. Total cost will be about $3k for doctor, facility, and things like pathology, follow-up, etc. I cannot justify health insurance anymore. It would have to be a catastrophic, life-threatening event to come out ahead financially.
 
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