The plans you speak can be purchased through AFLAC. There is another carrier called Combined that sell these type of plans also. Combined has a much more stream lined portfolio making it much easier to understand and select a plan that's right for you. AFLAC can be overwhelming with the extensive list of options making it difficult for even a sales rep. to understand. Both AFLAC and Combined have sales reps. that will come to you, work or home, to get you set up. Many companies have AFLAC available for payroll deduction which is nice. There are also limited plans through many insurance co. If you are interested in these types of insurance I would check with your employer to see if they work with an AFLAC rep., if not, look up Combined, I'm sure they have reps. in your area.Bro, max out of pocket was last I checked about $8,500 per person for all insurance. Is it $15K for the whole fam? that is about $18K per family.
I got a supplemental insurance to go with my high deductible policy through work. $6,500. It pays out on accidents, illness and wellness at 90% and is not too expensive. It was offered through my work but maybe you could find one?
Honestly I do not use my insurance. Never have met deductible even with the minor surgeries I had My son broke his back in 5 places had major surgery. $250K We paid max out of pocket and got $2500 back from secondary policy. Check into it.
Thanks, it is not AFLAC, it is through Cigna and is called gap insurance. My wife is a former medical insurance rep for a Dr. office. She gets all of this stuff. I just let her handle it.The plans you speak can be purchased through AFLAC. There is another carrier called Combined that sell these type of plans also. Combined has a much more stream lined portfolio making it much easier to understand and select a plan that's right for you. AFLAC can be overwhelming with the extensive list of options making it difficult for even a sales rep. to understand. Both AFLAC and Combined have sales reps. that will come to you, work or home, to get you set up. Many companies have AFLAC available for payroll deduction which is nice. There are also limited plans through many insurance co. If you are interested in these types of insurance I would check with your employer to see if they work with an AFLAC rep., if not, look up Combined, I'm sure they have reps. in your area.
Have you considered looking into a high-deductible health plan or catastrophic insurance? These plans can provide coverage for major medical expenses while keeping monthly premiums low.I'm sorry to hear that you haven't had health insurance since 2013, but it's great that you have the means to pay for your medical expenses out of pocket.
Is there such a thing as catastrophic insurance anymore? Just in case something big happened while uninsured for anything else.bump!
Someone else has to have an opinion on this topic
There are currently 0 members watching this topic